Check out this post at Kentucky Bankruptcy Law to avoid being ripped off.
Need debt relief? Beware of advertised debt solution centers
Posted by elusivejustice on January 23, 2010
Posted in Uncategorized | Leave a Comment »
Personal Soap Box: Insight Communications, Inc & the “bundling” trap
Posted by elusivejustice on January 17, 2009
I have subscribed to Insight Cable, telephone and internet for a number of years for services at my home. Over a year ago I asked if they would allow me, as a loyal customer, to add the unlimited long distance they were advertising for new customers to my phone service for the advertised rate (free). They allowed me to do this, never explaining that I would now be bundled into an introductory service plan. I thought they were just doing smart business by rewarding a long time customer. Nope – after a year I was informed that my “introductory package” price was being jacked up an extra ten dollars. I discovered a new line on the bill that showed “unlimited long distance” as costing me $11.95, an astronomically high amount with today’s options from VOIP (voice over internet protocol) companies.
Since the $11.95 was a line item, I thought I could merely call and cancel that particular service. Again – NOPE! Sure, I could drop down to basic phone service at $23.00 per month, but my internet and cable charges would jump up higher than what I would be saving by losing the unlimited long distance. I was TRAPPED by Insight’s bundle. Not only that, I walked into it blindly by not being told and not realizing that I was being put into an introductory offer. I am currently pondering the legalities of this. Specifically, if nothing on the bill and no contract exists that says the prices listed are only because they are bundled together, is it unlawful (civilly or criminally) to refuse to drop a single, unwanted service. If enough of us are frustrated by this practice, we could apply market pressures and possibly explore the viability of a class action lawsuit. Beyond that, though, there are some lessons here that are a tenuously about economic justice.
First of all, Insight is engaging in poor business practices in that they effectively punish people who become loyal customers. Their marketing is targeted only to getting people to switch away from some other provider. Unfortunately, they know that most people do not make changes readily and will continue on with them even in the face of mounting charges on their bills because of the effort it takes to change. The second lesson then is that our reluctance to change is our enemy. We must fight against that lethargy and be willing to reject deals such as these that promise short term savings, but cost more in the long run.
The third lesson is that when a company gets large enough, they no longer have to reckon with the individual customer. They can use their economic clout to make the customers conform and even force billions of dollars in welfare type loans and incentives from the government. This became even more evident when I called to talk to Insight about canceling certain services. I spoke with a person who appeared to be inflexible both by nature and training and who gave me the most ludicrous explanation for the charges. They insisted that they simply put $11.95 down for the long distance charge as a random number and it could have been placed on any other particular item so the cost of the phone service was just $35.00 no matter which way you worked it. Again, $35.00 for phone service is ridiculously costly in this day and time. When possible, go small. Smaller companies have to be responsive to individual customers to thrive.
Tying this personal soapbox back into the theme of justice is pretty easy. Those without resources need to band together to have a voice and to be treated with justice, especially in these economic times of trouble.
Oh, just so you know, I canceled the long distance, canceled cable, plan to go to a VOIP company for phone service and will look at Windstream’s prices for internet.
Posted in Life & Law, Solo & Small Firm, Solo - Small Firm Practice | Tagged: bad business practices, big business, bundling schemes, false advertising, Insight Cable, Insight communications, internet, VOIP, Windstream | 9 Comments »
Accountability by the courts
Posted by elusivejustice on August 10, 2008
A decsion rendered by the Kentucky Court of Appeals on May 16, 2008 reveals that the appellate courts are prepared to hold the Cabinet for Health and Family Services accountable in termination of parental rights cases. There are very few published opinions in Kentucky reversing involuntary terminations initiated by the Cabinet. This, I believe, is because the trial court judges have tremendous discretion in their findings, there is no jury, and the statute (KRS 625.090) tilts in favor of the petitioner (usually the Cabinet) in important ways.
In this case, M.E.C. v. Com., 2007-CA-1904-ME, a toddler and an infant were removed from their mother when her car was shot at in a bad section of Bowling Green. The mother had been residing in a shelter with her two little children and had claimed to be going to the grocery. The children were left with someone at the shelter, but because she had previously tested positive for cocaine, the Cabinet assumed that she had gone to load up on illegal “groceries” on her little solo jaunt and that is why her car had been shot. Apparently, this set of circumstances was enough to convince a judge to remove the children.
After removal, mom had some other unfortunate events occur, including a car wreck that left her hospitalized for two months due to a brain injury. She also had a few stints in the pokey, but these jail stays were characterized as short in duration. Aside from these situations, she visited regularly with the children. Here the Court reminds us that incarceration alone is not grounds for termination of parental rights, but the Cabinet tried some creative reasoning to get around that holding.
The case sites other circumstances worth reading, such as mom’s attempts at treatment on her own and an incidence where the Cabinet did not provide coverage when the regular worker was on extended leave, but you will have to read the case itself for those tidbits.
The Court notes how serious a matter termination of parental rights is, though from my observations it is sometimes initiated just because certain statutory and federal funding bells get rung. In this case, the Court noted that: 1) the children had not actually been injured or shown to suffer ill effects from any alleged neglect, 2) no evidence that termination was in the children’s best interest was introduced, 3) the Cabinet never provided justification for changing their goal from reunification to adoption, 4) the Cabinet did not alter its case plan to address her changed circumstances when she was hospitalized, 5) the Cabinet did little to put reunification services in place, 6) the Cabinet portrayed mom as adopting a criminal lifestyle though they did not lay out exactly what the basis for that was, and 7) mom was doing everything she could to meet the case plan goals when they petitioned the court for termination. Regarding this last observation, it was noted by the Court that the Cabinet focused primarily on the past rather than on the progress she had made, like working full time and resolving the criminal charges. She had shown that substantial improvement in her parenting capacity was occurring.
Justice was served by the Court – sort of. It seems obvious from reading this case that the Cabinet screwed up, but I am certain it appeared obvious to the Cabinet that termination was the right thing. Too often I see workers with tunnel vision where evidence that contradicts their position is not considered and evidence that is weak or can be explained in other ways is highlighted as proof. This mom and these children should have never gone through this ordeal. When we get to that point, where children are kept with parents unless they are at imminent risk of serious harm or repeated harm as required in the statute (KRS 620.060), then justice will truly be served.
Posted in Family Law | Tagged: Cabinet for Health and Family Services, child abuse and neglect, child protection, termination of parental rights | Leave a Comment »
The Irony of No Child Left Behind (and Untested)
Posted by elusivejustice on May 4, 2008
The Herald Leader ran this story about one ex-Principal, Peggy Petilli, allegedly (and believably) being driven to do questionable to downright crappy things to bring up her school’s test scores. The schools my own children go to focus so much on testing really high and the teaching is incredibly focused on “teaching to the test”. I have yet to hear a teacher say this is a good thing when they are in private and being more candid. Is it any surprise that kids are being MOVED BEHIND so the school can meet No Child LEFT BEHIND?
We have got to get off of this vicious circle of accountability gone awry. Let teachers teach the information and skills children need, give them the resources, and you will see them and the schools succeed. All we are teaching our children now is how to fake it and make it.
Posted in Education, Politics | Tagged: cheating, No Child Left Behind, schools, testing | 3 Comments »
You can fight City (or State) Hall, Ms Hall:
Posted by elusivejustice on May 4, 2008
I’ve been wanting to comment on the antics of Cabinet for Health and Family Services’ Service Region Coordinator, Grace Akers, for some time. You can find out more about the events here and here from the Herald-Leader. Basically, Jami Hall, a social services worker from Jessamine Count cooperated with an investigation into Cabinet wrongdoing. She believes she was retaliated against and so she filed a whistleblower lawsuit. While on leave, Grace Akers, the highest level administrator for Fayette and some of the surrounding counties, obtained police cooperation to go out and deliver a written reprimand to Jami and allegedly try to obtain some missing case records. She got the police to cooperate by making Jami sound like a violent person.
I have met and worked on a case with Jami Hall. She is a character, but nothing about her bespeaks violence potentiality. I know Cabinet protocol because I used to supervise a protection team. While with the Cabinet I saw some really crappy, unbusiness-like, and downright unprofessional behavior – Grace Akers’ performance in this absolutely takes the cake! She made the police think she needed protection in making a home visit – OH PLEASE! The police routinely assist social services workers on home visit to client homes who are being investigated for abuse and neglect. When risk factors make the situation appear extra dangerous or when the children are being removed, police presence is essential. Grace Akers absolutely abused this relationship by calling on them to help with a personnel matter. I find this unbelievably irresponsible and downright foolish behavior and I hope the police are offended by this misuse of their resources.
Furthermore, Grace Akers had no business taking a work issue into Jami’s home. The procedure would be to offer Jami a chance to sign the written reprimand to preserve her right to appeal the action. If she refuses that option, the reprimand can be entered unchallenged into her personnel record. There was no call to deliver the reprimand in person. This was incredibly unprofessional by Grace Akers.
Worse yet, Grace Akers attempted to coerce an illegal search of Jami Hall’s residence because of the authority of having a police escort. Frankly, I think this was an imbecilic ploy to make it appear that Grace Akers really believed Jami Hall had the records and have a witness to verify the sincerity of her belief. I have no information to bolster this next statement and I base it only on my personal opinion: the behavior of Grace Akers makes me think she was motivated by fear and guilt. If Grace Akers’ knows what became of those records, perhaps took part in their disappearance, this dramatic antic would be designed to misdirect suspicion back onto Jami Hall. In my mind, it makes Grace Akers look desperate.
Now for the reprimand. The Cabinet overlooks sins and poor performance as a routine matter. The only reason they begin issuing written reprimands is when they have already decided to fire someone. As a supervisor myself, I was trained by the personnel cabinet to begin building a paper trail and scrutinize errors I would otherwise have dealt with informally if I wanted to fire someone. ABSOLUTELY NO WORKER can do the job duties placed on them perfectly and I never saw anyone adhere to the convoluted and heavy policies to the letter. Therefore, as a supervisor, I could always find just cause to build a case for firing if I so desired. This undermines the spirit of the merit system. Jami Hall probably did commit some minor violation or omit some policy requirment, but I suspect it was an error overlooked in her co-workers.
Now, the smart thing here would be for the Cabinet and Grace Akers to back off, admit their wrongs (which I never saw out of administration folks at the Cabinet) and quit giving Jami Hall and her co-workers a hard time for bringing problems to light. Rather, I am confident they will continue to hold tight to the traditional line of the Cabinet and deny, blame, deny, blame. In the meantime, the children are the losers. I do not know Jami well enough to say she was a great worker, but I did sense she had true care and compassion for her clients. I agree with Judge Goodwine, Cabinet officials are hypocrits.
Posted in Politics, child protection | Tagged: Cabinet for Health and Family Service, child protection, employer abuses, employment law, personnel, stupidity, whistleblower | Leave a Comment »
